Unboxing life insurance, one honest episode at a time.
Light, conversational, educational. Helping you figure out life insurance. Not boring.
Start with a full episode
My guest spot on the Registered Financial Planner Philippines podcast. Thirty minutes of how I actually think about this, before you spend a minute with me.
What the show covers
I made this because most people meet an advisor already suspicious, and with good reason. If you understand the product before we speak, you cannot be sold something you do not need. That is the entire point of the show, and it makes my job easier too.
What term actually costs, and when it beats a VUL
The comparison nobody makes out loud, because one side of it is cheaper for you and worse for the advisor.
The questions to ask before you sign anything
Six of them. If a plan cannot survive all six, you have not found the right plan yet.
Why your company HMO is not a financial plan
It is a good benefit doing a completely different job. Here is where the line between them sits.
How insurers decide what you cost
Underwriting is not a mystery. It is age, health, and habits, and two of the three are still yours to change.
I have also talked about this on DZAS 702 Heartline, on national television, and on the RFP Philippines podcast. Same argument every time: you deserve to understand it first.
Let’s figure this out together
Thirty minutes, free, and genuinely without pressure. You will leave knowing exactly where your gap is.